Return Codes

R01	Insufficient Funds	R36	Reserved
R02	Account Closed	R37	Reserved
R03	No Acct./Unable To Locate Acct.	R38	Stop Pay (ARC)
R04	Invalid Account Number	R39	Reserved
R05	Reserved	R40	Return of ENR Entry By Fed Agency
R06	Returned per ODFI Request	R41	Invalid Transaction Code
R07	Authorization Revoked by Customer	R42	Routing Number/Check Digit Error
R08	Payment Stopped	R43	Invalid DFI Account Number
R09	Uncollected Funds	R44	Invalid Individual ID Number
R10	Customer Advises Not Authorized	R45	Invalid Individual Name
R11	Check Truncation Entry Returned	R46	Invalid Representative Payee Indicator
R12	Branch Sold To Another DFI	R47	Duplicate Enrollment
R13	RDFI Not Qualified To Participate	R50	State Law Affecting RCK Acceptance
R14	Account Holder Deceased	R51	Item Is Ineligible
R15	Beneficiary Deceased	R52	Stop Payment
R16	Account Frozen	R53	Paper Backup Missing
R17	File Record Edit Criteria	R61	Misrouted Return
R18	Improper Effective Entry Date	R62	Incorrect Trace Number
R19	Amount Field Error	R63	Incorrect Dollar Amount
R20	Non-Transaction Account	R64	Incorrect Individual Identification
R21	Invalid Company Identification	R65	Incorrect Transaction Code
R22	Invalid Individual ID Number	R66	Incorrect Company Identification
R23	Credit Entry Refused By Receiver	R67	Duplicate Return
R24	Duplicate Entry	R68	Untimely Return
R25	Addenda Error	R69	Multiple Errors
R26	Mandatory Field Error	R70	Permissible Return Entry Not Accepted
R27	Trace Number Error	R71	Misrouted Dishonored Return
R28	Routing Number Check Digit Error	R72	Untimely Dishonored Return
R29	Corporate Customer Not Authorized	R73	Timely Original Return
R30	RDFI Not Participating In Truncation	R74	Corrected Return
R31	Permissible Return Entry (CCD & CTX)	R80	Cross Border Payment Coding Error
R32	RDFI Non-Settlement	R81	Non Participant In Cross Border
R33	Return of XCK Entry	R82	Invalid Foreign Receiving DFI ID
R34	Limited Participation DFI	R83	Foreign RDFI Unable to Settle
R35	Return Improper Debit Entry